By S V Raja Vaidyanathan

Financial inclusion is generally defined in terms of financial exclusion. In India, majority of the population belongs to lower income group. But the facilities which can be availed be it financial services or any other, generally targets the few rich people. Thereby the low-income group gets neglected. This is the kind of exclusion which needs to be highlighted by favoring the concept of Financial Inclusion.

By Jeevan Das Narayan

India is one of the world’s fastest growing economies, with the sixth largest GDP. Occupying a pride of place in the financial eco systems are the NBFCs and HFCs.

By Rajiv Rathinam

Fast-growing Adoption of Smartphones and increased internet penetration has created an ecosystem that enables consumers to embrace digital technology across multiple areas of their life. One of the most embraced activities is shopping online for goods and services.

Our parents took care of their parents in old age, probably we would take care of our parents too. Would our children take care of you as well? If your answer is YES, then you need not read further. However, if your answer isn’t a resounding YES, then you have work to do.
While saving for retirement may not be at the forefront of your mind, it should be, no matter how old you are or where you are in your career. Even if you have Rs. ZERO saved, now is the perfect time to begin stowing away money for you financially secure retirement.

By V.P. Nandakumar

By V.P. Nandakumar

A question that banks and NBFCs (or others in the business of lending money) often get asked is, why do they require collateral? In the context of finance, collateral is a property or any other asset that a borrower offers to the lender to secure the loan. If the borrower defaults on the loan repayments, the lender can take possession of, and sell off, the collateral to make good the losses.

By V.P. Nandakumar

It was from Wuhan, the sprawling capital of Central China's Hubei province, that the WHO Country Office in China got its first report that pneumonia of an unknown cause had been detected. Later, on January 30, the WHO declared the outbreak a Public Health Emergency of international concern. The coronavirus disease (COVID-19) caused by severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2) and has affected over 90,000 people the world over to become a global emergency.

By VP Nandakumar

By V.P. Nandakumar

Soon after the first phase of the lockdown was over and NBFCs were allowed to resume operations at their branches, there was much interest in the financial media about how gold loans would hold up in the current scenario where economic activity is at a low and GDP growth is heading into negative territory.

Investing in Gold  and options for the retail investor
 
By V.P. Nandakumar